Mortgage rates are high now. You may be thinking that you should wait to buy that dream home. However, a decision to wait could cost you in the long run.

The most important factor is the cost of the home.

We can’t predict the future. But, you watch the news. Do you think that home prices are continuing to increase?

We have seen in the news that inflation has been trending downwards. Is it possible that mortgage rates will go down in the future?

If you buy your house now, and refinance later, and housing prices continue to go up, you will have saved a bunch of money, and your monthly payment will be lower than they would have been.

If you are purchasing a home or looking for a new mortgage, call Ruth. Ruth Schoenherr is a mortgage broker who will help you find home loans in the Clearwater and Tampa Bay area, and serving all of Florida. For more information, go to her web site at www.ClearwaterMortgageBroker.net or call at 727 447-2418.

Ruth Schoenherr NMLS Florida Mortgage Lender License 336647

Innovative Mortgage NMLS 250769